Her
Real Estate Office
Buyer Services
Are you considering purchasing a home but don't know where to start? The steps to home ownership can seem complicated at the beginning for all first time home owners. That's why it's vital that you hire a trusted REALTOR with the resources, experience and knowledge to represent you in any real estate transaction. Your agent will point you in the right direction to maintain funding by connecting you with a licensed mortgage lender. The lender will speak with you about mortgage products and pre-approve you for a mortgage loan. Getting pre-approved is an important first step because it let's you know your housing budget. If you are pre-approved for $200,000, we will shop for houses within that budget. To get pre-approved, many factors are considered like your credit score, income, and debt-to-income ratio.
Do you know your credit score?
Check your credit score for free on Credit Karma. Visit Credit Karma website HERE.
If you have a credit score of 640 or more, you should contact a mortgage lender and discuss your options. Some lenders are able to work with a credit credit score of 580. Contact your banking institution or credit union to apply for mortgage if they offer mortgage services. You can also contact Sierra Jones for lenders information.
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Shoud you hire a Buyer's Agent to represent you?
As your buyer agent, I would represent your interest in the restate estate transaction. Each transaction is becoming more complicated as contracts and laws are constantly changing. I have access to the MLS therefore updating you on the latest homes for sale in Metro Atlanta and North Georgia. Our services begin with getting to know your needs, requirement, and preferences to find the right property for your family.